So, you don’t believe in Bitcoin’s original use case of peer-to-peer electronic cash with no trusted intermediaries?
Why do you think a cryptocurrency can’t just be that, but implemented in the most efficient and lightweight possible way? Usable for everything from a tiny microtransaction to huge money movements done by banks. Whether initiated by someone on a smartphone or a script running on a trading desk server.
“Do one thing (value transfer) and do it well”.
Not saying your opinion is wrong, but I think “programmable money” and smart contracts is another use case entirely that requires its own separate implementations. Nano deliberately doesn’t seek to replace those (Ethereum and others), it’s apples and oranges.