Pet Insurance FAQs
Is it worth it to have pet insurance?
Yes. In most cases, pet insurance costs less than $40 per month and can save you money and your pet’s life in the future.
Even if your pet isn’t older or doesn’t have special conditions, accidents happen. You’ll have to spend money at the veterinarian’s, but you’ll get the money back after your pet’s treatment.
If your pet ingests a foreign object (a stick, peach pits, your stamp collection), surgery can cost up to $12,000. Poison control for your pet can also cost you up to $800 if they ingest human medications, rat poison, or chocolate.
Can I get pet insurance through one of my current providers?
Yes, companies like Geico, Progressive, Nationwide, and State Farm provide pet insurance. Ask your insurance agent about bundling pet insurance with your current policies to see if you can save money.
Other companies specialize in pet insurance. If your pet requires special care, these may be the better option.
What doesn’t pet insurance cover?
Coverage varies from policy to policy, but cosmetic procedures like docking or declawing, serious dental work, and injuries caused by illegal activities like racing or fighting aren’t covered.
Read the full pet insurance policy before signing up to make sure your pet’s medical needs are covered.
Can pet insurance cover animals other than cats and dogs?
Sure! Plenty of providers offer pet insurance policies for birds and exotic pets, but they may cost more per month than a plan for your cat or dog. Minor visits for parrots, for example, can cost up to $200, making pet insurance a good idea for your other feathery and furry friends.